The information on this page is for National Injury Insurance Scheme, Queensland (NIISQ) participants who also have a valid Compulsory Third Party (CTP) claim.
If you are injured in a motor vehicle accident in Queensland due to the fault (total or partial) of another driver, vehicle owner or another person insured under a CTP insurance policy you may make a CTP claim under the Motor Accident Insurance Act 1994. The claim is made against the CTP insurer of the vehicle that caused the accident. You can still make a CTP claim if you were partially at fault, but your compensation may be reduced to the extent you contributed to your own injuries, for example failing to wear a seat belt. This is known as contributory negligence.
To find out more about Queensland’s CTP scheme, please visit the Motor Accident Insurance Commission website at https://maic.qld.gov.au/ctp-scheme/.
If I am accepted as a NIISQ participant, can I still make a CTP claim?
Can I ‘opt out’ of NIISQ and pursue a lump sum?
How does a participant elect to pursue a lump sum?
When does the preservation notice need to be given?
Can I pursue a CTP claim and continue to receive treatment, care and support through NIISQ?
If I have made a CTP claim and elected to take a lump sum payment and exit NIISQ, can I choose to come back into NIISQ later?
I have already finalised a CTP claim and had all of my treatment, care and support damages settled by the CTP insurer. Can I now make an application to participate in NIISQ?