Queenslanders pay for the National Injury Insurance Scheme, Queensland (NIISQ) via a levy in conjunction with their CTP premium and registration. The NIISQ levy is reviewed annually every 1 July. This is a complex process given the very long duration of the Scheme that provides people who sustain serious personal injuries with treatment, care and support for their lifetime.
Serious personal injuries are life-changing and impact not only the injured person but also their family, friends and community. A seriously injured person may require 24-hour per day nursing care assistance along with significant home modifications and ongoing medical treatment for their lifetime. The cost of treatment, care and support over a person’s lifetime can be millions of dollars. Since its establishment in July 2016, the NIISQ has proven its relevance and importance to Queensland road users with more than one hundred and thirty* seriously injured people now supported by the Scheme, bringing peace of mind to the injured person, their family and carers.
*approximate number of active participants as at 30 May 2018.
NIISQ levy is collected by the Department of Transport and Main Roads with your regular car registration. The NIISQ levy is included in the overall cost collected for CTP insurance.
The NIISQ levy varies for each vehicle class. Individuals can:
- calculate the cost of their CTP premium, including the NIISQ levy, at the MAIC website CTP Premium Calculator
- find a breakdown of the NIISQ levy by vehicle class, at the MAIC website Levies and Administration Fee Page
As from 1 July 2018 the annual NIISQ levy increased by $3.20 for a Class 1 vehicle (to $88.20). This was based on a number of considerations including actuarial advice regarding the expected number of participants and the expected cost of meeting their lifetime treatment care and support.